Your policy will dictate what is covered and what is not. Even that is open to
interpretation. As Bill K4XS said here in Florida It's hard to even get
homeowners insurance. My policy has a specific EXCLUSION for amateur radio
towers, antennas, and equipment.
The bottom line is if you have a policy that covers your gear and you make a
claim. An adjuster should show up and determine the coverage and how much you
should get paid. You can appeal the decision if you disagree. Dealing with
insurance companies can be a PIA or not.
Read your policy. If you don't understand something ask. Best of luck.
73 DE K4XZ Joe Patrick
God Made Man
Sam Colt Made Them Equal
________________________________
From: "K7LXC@aol.com" <K7LXC@aol.com>
To: towertalk@contesting.com; nv8a@charter.net
Sent: Wednesday, November 27, 2013 2:12 PM
Subject: Re: [TowerTalk] Insurance for Tower
It only has to be "attached" - it doesn't have to be anything
structural. One crank-up owner attached a piece of plumber tape - the inch or
so
wide flat metal with holes in it - to the tower with a hose clamp and the
other end got nailed to the house. Voila - attached! It was approved by the
building department.
Cheers,
Steve K7LXC
TOWER TECH
PS - My experience has been that the insurance company considers towers,
etc. either as an accessory structure or as personal property. There is a
chapter on insurance in my UP THE TOWER book and Ray, ND8L, an insurance agent
recently had an article on insurance in QST. Very good info in both
sources.
_______________________________________________
_______________________________________________
TowerTalk mailing list
TowerTalk@contesting.com
http://lists.contesting.com/mailman/listinfo/towertalk
_______________________________________________
_______________________________________________
TowerTalk mailing list
TowerTalk@contesting.com
http://lists.contesting.com/mailman/listinfo/towertalk
|